FHJ- February 2020 – Power Wheel Chairs

Will Homeowners Insurance cover your Power Wheel Chair? A recent call from an insured questioned whether their insurance would cover a power wheel chair. Was their question related to Health or Homeowners Insurance? Was it relating to the purchase of the unit, or...

FJH – December 2019 -Home Oil Tanks

The worst part of my job is when I have to tell an insured “you’re not covered for that”. Last Saturday I had to explain to an insured that his oil tank leak was not a covered loss. Experience told me he was looking at an average of $8,000-12,000 to clean up his oil...

FHJ – October 2019 -Steer Clear of Deer

Steering Clear of Deer   The soaring population of deer in our northwest corner of the state is leaving its mark on the auto insurance industry. The increase in the deer population can in part be blamed on the protected habitat of the property surrounding the...

FHJ – September 2019 – Home Replacement Cost Values

How confident are your that your home is adequately insured? The best part of my job is being able to help an insured recover from a loss. I can’t imagine the pain an insured would feel discovering after a loss that you’re not covered for that or that you don’t have...