FHJ – Fire Loss Claims Process – November 2016

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Imagine being awoken in the middle of the night to the screech of your smoke detectors. Your home is on fire. It’s likely to be the beginning of what could be months of stress, frustration, and a disruption of your life style. Years after my parent’s home was damaged...

FHJ- Pintle Hitches September 2016

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Is it legal to leave a pintle hitch in the receptacle of a vehicle when not towing a trailer? Because something is not illegal does that mean you can’t be held responsible for injuries or damage that might occur that involve that hitch? Regularly customers express...

FHJ – Documenting your home and valuables June 2016

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Last winter one of my insureds lost their home to a fire. Their assumption was that since their policy provided a limit of $200,000 for their personal property inside, the insurance company would simply write a check for that amount. Wrong! When a Glocester home was...

FHJ – Antique and Collector Car Insurance May 2016

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ANTIQUE AND COLLECTOR CAR INSURANCE   It won’t be long now before the summer Classic Car Shows start. Weekend rides with the vintage cars have already begun. Some have been working on their own classic car, motorcycle, or truck anxious to get out and show it off....

FHJ – Is it worth buying an Umbrella? March 2016

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Is it worth buying an Umbrella? Many of my friends have worked hard to build a solid financial base and many are setting up a retirement nest egg. How painful it would be to see that taken from them after an “accident”. Accidents do happen. We don’t have to be driving...