FHJ – Fire Extinguishers – December 2017

  After reading reports that Kidde was recalling about 40 million fire extinguishers, I began to question how many local homes do not have one or more fire extinguishers? Not having one is comparable to the Ostrich who sticks his head in the sand assuming it will...

FHJ – Tree Losses – November 2017

Did you ever hear the philosophical question “If a tree falls in the woods when no one is there to hear it, does it make a sound?” Insurance companies have their own twist on that.  If a tree falls on your property is it covered by your homeowner insurance policy?...

FHJ – Vacation Losses – October 2017

Are you getting ready to head out for the Columbus Day Weekend? Perhaps getting in your last “summer” trip to a beach house? Or heading north to prepare a get-a-way home for your winter visits? As any homeowner knows, when you leave a home, there is always the concern...

FHJ – Teen Driver’s Impact on your Auto Insurance

A Teenager Driver’s Impact On Your Cost For Auto Insurance Countless times I hear parents complain about the cost to add a son or daughter to their auto policy. They are inexperienced and very likely will get into one or more accidents before they hit age 21. Let’s...

FHJ – College Bound – August 2017

College Bound: What insurance applies? You know all that stuff packed into your car, truck, or U-Haul to move your student into their college dorm? What happens if the dorm room is robbed, or there’s a fire. Think of all the money you’ve paid for the computer,...

FHJ – Jobs in the Insurance Field

The number of college and high school graduates suddenly converging into the job market will have many stumbling into a career they never would have considered as a career goal. Most of us have participated in some form of school career fair or other activity where...