This law is designed to protect all of the other drivers on the road from the harm that your could cause them. When you cause an accident there is commonly bodily injury to one or more occupants of the vehicle you struck and damage to their vehicle. These limits pay for their injuries or damages. It provides up to $25,000 per person injured, $50,000 for all persons injured, and up to $25,000 for the damage to property that you cause.